April 27, 2017: Late Payment Charge Fee

Effective September 1, 2017, the new late payment charge of BPI Express Credit Cards will be implemented:

Card Type From To

Late Payment Charge*
BPI P500 or 6% of past due amount, whichever is higher P700 or equivalent to the value of the unpaid minimum amount due, whichever is lower

*The Late Payment Charge fee is charged per card

Sample Computation for Late Payment Charge:

  Total Outstanding Balance Minimum Amount Due
(5% of OB)
Past Due Amount
(Unpaid Minimum Amount Due)
Late Payment Charge
Card 1 P10,000 P500 P500 P500
Card 2 P20,000 P1,000 P1,000 P700

To avoid late payment charges, we encourage you to pay at least the Minimum Amount Due on or before the Payment Due Date.

Reminder: Your continued use of your card indicates that you have read and understood these terms. For concerns or queries, you may call BPI at (02) 89-100 for Metro Manila or 1-800-188-89100 for domestic toll-free calls (available to PLDT subscribers), and 63 + 2 + 89-10000 for mobile phone and international access